1
UPSC Civil Service Prelims Paper II 2021 (CSAT)
MCQ (Single Correct Answer)
+2.5
-0.83
Change Language

Read the following passage and answer the items that follow. Your answers to these items should be based on the passages only

The resolution of bankruptcy cases of Indian banks under the Insolvency and Bankruptcy Code should help bring non-performing assets (NPA) situation under some control. Despite the slow pace of resolutions by the National Company Law Tribunal, the Code can be helpful in cleaning up bank books in future credit cycles. The recapitalisation of public sector banks too can help increase the capital cushion of banks and induce them to lend more and boost economic activity. But bad debt resolution and recapitalisation are only a part of the solution as they, by themselves, can do very little to rein in reckless lending that has pushed the Indian banking system to its current sorry state. Unless there are systemic reforms that address the problem of unsustainable lending, future credit cycles will continue to stress the banking system.

Which one of the following statements best reflects the most logical, rational and practical suggestion implied by the passage given above?

A
Lending by the banks should be closely monitored and regulated by the Central Government
B
Interest rates should be kept low so as to induce banks to lend more, promote credit growth and thereby boost economic activity
C
Merger of many banks into a few large banks alone is the long-term solution to make them viable and prevent their bad performance
D
Indian banking system requires structural as a long-term solution for bad loans problem
2
UPSC Civil Service Prelims Paper II 2021 (CSAT)
MCQ (Single Correct Answer)
+2.5
-0.83
Change Language

Read the following passage and answer the items that follow. Your answers to these items should be based on the passages only

In India, the objective of macroeconomic policy is to enhance the economic welfare of the people, and any one wing of such macro policy, monetary or fiscal, cannot independently work without active support of another.

Which one of the following statements best reflects the corollary to the passage given above?

A
The central bank cannot work independently of the Government.
B
Government should regulate financial markets and institutions closely.
C
Market economy is not compatible with the socialist policies of the Government.
D
Financial sector reforms are required for enhancing the economic welfare of the people.
3
UPSC Civil Service Prelims Paper II 2021 (CSAT)
MCQ (Single Correct Answer)
+2.5
-0.83
Change Language

Read the following two passages and answer the items that follow. Your answers to these items should be based on the passages only.

Our cities are extremely vulnerable to climate change because of large concentrations of populations and poor infrastructure. Moreover, population densities are increasing in them but we have not yet developed the systems to address climate change impacts. Our cities contribute to 65 per cent of the GDP, but there are not enough facilities to cater to the needs of the people. It is important to address the issues of air quality, transport, etc., that are vital to identifying sustainable solutions. We need to involve citizens in city planning and create an ecosystem that meets the needs of the people.

Which among the following is the most logical and rational inference that can be made from the passage given above?
A
Our cities need to have well-defined administrative set-up with sufficient autonomy.
B
Ever increasing population densities is a hindrance in our efforts to achieve sustainable development.
C
To maintain and develop our cities we need to adopt sustainability related interventions.
D
Public-Private Partnership mode of development is the viable long-term solution for the infrastructure and sustainability problems of India.
4
UPSC Civil Service Prelims Paper II 2021 (CSAT)
MCQ (Single Correct Answer)
+2.5
-0.83
Change Language

Read the following two passages and answer the items that follow. Your answers to these items should be based on the passages only.

".... most people would agree that telling deliberate lies is wrong, except perhaps in certain special situations where more harm will be done by telling the truth. Even the most truthful people probably tell a good many more lies that might be regarded as semantic lies; their use of words contains some measure of falsehood, more or less deliberate."

The idea which the first part of the passage mentions is
A
Agreement about telling lies
B
Disagreement about telling lies
C
Disagreement about telling the truth
D
Disagreement about the harm in telling the truth
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